1. We understand your current setup
We look at your contractor population, existing payroll arrangements, sectors, processes and compliance requirements.
Payroll, independent auditing and responsive support so that contractors are paid accurately, issues are resolved quickly and your agency has the evidence it needs to manage supply chain risk. Trusted by more than 500 recruitment agencies and backed by eight consecutive years of FCSA accreditation.
Every contractor you refer to a payroll provider has an experience that reflects back on your agency. And with agencies facing greater scrutiny over the compliance of their supply chains, choosing the right partner has financial and regulatory implications too.
Sapphire helps you manage both.
Independent accreditation, real-time payroll auditing and greater payroll transparency help you manage compliance risk.
Accurate payments, clear communication and responsive support give contractors an experience you can confidently put your name behind.

Eight consecutive years of FCSA accreditation and SafeRec real-time payroll auditing give you independent assurance behind every payroll run.
Contractors are paid accurately and on time, with clear payslips and communication that reduces payment queries and uncertainty.
Contractors can come directly to Sapphire with payroll queries, including our contractor WhatsApp service, while your agency has dedicated account management support when you need it.
With more than £700m in annual turnover, Sapphire has the scale and financial infrastructure behind the service your contractor supply chain depends on.
Responsive support, straightforward onboarding and clear communication help protect the relationship you’ve worked hard to build with every contractor.
As an employee-owned business, Sapphire has shared more than £1m with qualifying longstanding contractors through its contractor bonus programme – a tangible benefit that goes beyond payroll.
Named Best Umbrella Company (Over 3,000 clients) at The Contracting Awards 2025, and shortlisted for Best Contractor Services at The Recruiter Awards.
Getting up and running with Sapphire is straightforward. Here’s what to expect.
We look at your contractor population, existing payroll arrangements, sectors, processes and compliance requirements.
Our team configures your service and manages contractor onboarding around your existing operation.
Sapphire manages payments, payroll administration, contractor communication and the agreed compliance processes.
Your dedicated account management team stays close to your agency as contractor volumes, legislation and your requirements change.
Switching payroll provider shouldn’t create another operational problem. We manage the transition with you.
Stay ahead of the legislation, compliance requirements and contractor trends affecting your agency and its supply chain.
Most recruitment agencies need support across three core areas: compliant payroll for contractor workers, a clear engagement model that suits the type of work being placed, and protection from the compliance risks that come with managing a contractor supply chain.
In practice, this means choosing between umbrella employment, CIS or other engagement models depending on the sector and contractor type, while also managing onboarding, payroll accuracy, PAYE obligations and increasingly, legislative exposure. As regulations tighten, the quality of your contractor services partner has a direct bearing on your agency’s risk profile.
Each model serves a different type of contractor engagement:
Choosing the wrong model carries real compliance risk. Sapphire’s team can help you identify the right structure for each placement.
Most agencies are operational within days. We manage the transition from the initial conversation through to your first payroll run, and your dedicated account manager is available throughout. There’s no complicated onboarding process.
Our Agency Support service sees all emails responded to within an hour and all calls answered within 30 seconds. Your contractors can reach us by phone, email or WhatsApp. When they do, they speak to someone who can resolve their query rather than being transferred between teams. That responsiveness is consistent whether you have 10 contractors or 1,000 – and it protects your agency’s reputation with the people you place.
As of April 2026, Joint and Several Liability legislation made agencies directly liable for unpaid PAYE or National Insurance contributions if a payroll partner fails to operate compliantly. That makes your choice of partner a legal and financial risk decision, not just a service one.
Sapphire holds eight consecutive years of FCSA accreditation, as well as SafeRec real-time payroll auditing, which provides independent verification of every payroll run. That means you can demonstrate supply chain compliance with evidence, not just assurances.
Contractors consistently rank fast and accurate pay, clear payslips and responsive support as their top priorities when choosing an umbrella provider, according to Sapphire’s 2025 Contractor Census. Agencies who recommend umbrella partners that meet these standards benefit from higher contractor retention and fewer placement disruptions.
Sapphire’s Excellent Trustpilot rating from more than 5,000 reviews reflects consistent delivery across these areas. Sapphire also distributes EOT profit-share bonuses directly to qualifying contractors, having paid more than £1m since 2024. That’s a tangible differentiator when contractors are deciding which agency’s recommended umbrella to use.
When reviewing your umbrella PSL, prioritise these factors:
Switching is simpler than most agencies expect, and the compliance risk of staying with an underperforming partner is usually greater than the operational effort of moving. Sapphire manages onboarding for new agency partners and their contractors, handling the transition process so disruption is minimal.