Clear cut advice means you can ditch the admin and focus on what you do best...

Working through our umbrella company is a great first insight into contracting without having to file paperwork. By joining Sapphire, we’ll be with you every step of the way by offering you top of the line employment support and benefits.

All of your administration will be dealt with, such as calculating your tax, National Insurance obligations and making payments to HMRC. Meanwhile, you’ll receive your wages quickly and accurately. If you have any concerns or queries, there’s always someone available to give you the advice you need.

Handling all employment and payroll issues

So you can start working straight away with no worries about paperwork, tax or pension calculations.

Sapphire umbrella is a quick and easy solution for contractors and temporary workers; giving you employed status and handling all your payroll needs, minimising administration and making it easier for you to obtain mortgage and credit applications.

We ensure you get paid for the hours you work, calculating your tax, national insurance and pension, managing your expenses, filing information with HMRC, and processing your payroll on time every week or every month. So you get paid the right money, at the right time, without fail.

And there’s always an expert on hand to answer any queries. If you’re looking for an umbrella company that’s trustworthy, compliant and with you every step of the way get in touch today!

How an Umbrella company works:

Understanding how an Umbrella company works ensures you know the process and the benefits to you:

  • Your Recruitment Agency places you on temporary assignments with an end client and introduces you to Sapphire.
  • Following an initial conversation and receiving a take-home pay illustration, you register with Sapphire and become our employee.
  • You work for the end client and submit a timesheet to us or your Recruitment Agency/End Client (90% of our contractors only have to complete the Agency/End Client timesheet with no duplicate Sapphire timesheets required).
  • We invoice your Agency or End Client for the work you have carried out for us as our employee, at the agreed rate.
  • The Recruitment Agency/End Client pay us for your work.
  • From the payment received, we retain any Statutory Employment costs (such as Employer’s National Insurance, Workplace Pension Contributions and the Apprenticeship Levy).
  • We also retain a small margin from the income to cover our company overheads.
  • We calculate and make deductions for Income tax, Employee’s National Insurance and Workplace Pension Contributions, and pay them to HMRC and the pension provider.
  • You enjoy the benefits of being employed, get paid on time, on the same day and don’t have any paperwork to do!

Are you new to contracting?

Choosing an umbrella company means you can test the contractor/freelancer lifestyle short-term and without the financial requirements of running your own limited company. Great for temporary work, extra work or when you’re just starting out.

Reasons to choose Sapphire Umbrella...

Quick Payments

We can process same day payments and we run multiple payrolls per day, so you’ll always be paid on time.

No More Paperwork

Our online portal is available 24/7 so that you can submit timesheets and claim expenses.

First Rate Service

Our team of experts are on hand 8.30am-6pm Monday-Friday to help you with any enquiries you want to discuss.

No Unexpected Bills

No unexpected tax bills, as we make all the necessary PAYE and NI deductions for HMRC.

Continuous Employment

You get continuous employment and holiday pay, helpful for continuity, and when applying for loan and mortgage applications.

Pension Options

We offer both a workplace pension scheme and a private pension option so that you can make regular contributions, ensuring you’re always thinking ahead.

You’re Always Covered

We make statutory payments to you such as sick pay and maternity/paternity pay, plus we’re backed by £25m insurance cover and fully FCSA accredited, so you always have peace of mind.

Employee Benefits

Helping you save money with access to amazing benefits including; free movies, discounts on food & shopping, free home workouts to boost mental health & full nutrition guides.


As a start-up business, it was essential for us to partner with like-minded companies who would help and support us in the early stages. This is why we chose Sapphire. With an excellent track record in customer service and ensuring workers are paid on time, Sapphire helped us build our own reputation as the company to go to for staff in the Education sector.

We’ve been working with Sapphire for the past two years and we would highly recommend them as an Umbrella partner. The team at Sapphire are always prepared to go above and beyond to support our business and our workers’ needs by offering quick registrations, advance payments, legislation updates, professional advice and excellent customer service support.

Excellent service provided. Easy to contact and helpful staff. All transactions processed swiftly and kept updated throughout.

We’ve been working with Sapphire since 2018 and the level of service has always been exceptional. Customer service is the main reason we continue to work with them; they look after our contractors just as diligently as they do us…which is rare. No other umbrellas have understood that my highest priority is service to the contractor, which ensures a happy contractor, which is good for business!

Sapphire has been so professional and helpful. I’ve been with an umbrella service before and it was a nightmare. The team are always available when I need advice, answering all my questions knowledgeably and quickly. I’ve been very impressed with the excellent service.

We have been with Sapphire for just over 12 months, using their services to look after payroll administration for most of our workforce.

We very quickly built up trust in the Sapphire team to register our workers for various payroll models, ensuring every worker is given advance pay slips of their pay before the wages are cleared in their accounts.

The service provided by the team goes beyond our high expectancy levels and is reinforced by each worker continually selecting Sapphire as their payroll provider of choice, once they have been introduced to Sapphire.

Great for contracting. No issues, easy to talk to and always get my text to let me know I’m getting paid, can’t complain!