About
Headquartered in the North West with an expansive network of partners around the UK and worldwide, we are experts in contracting and accountancy.
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Why Sapphire?
We live and breathe contracting. It’s why we’re trusted by thousands of contractors across the UK and have excellent Trustpilot ratings.
With an impressive roster of national and international partners, we work with freelancers and contractors to find the right financial solution for their needs, and provide wrap-around support at every stage of the journey whether that be umbrella, CIS, PAYE or going limited.
We also offer a market-leading umbrella company, with a twist. As an employee-owned business, our umbrella contractors are eligible for profit share after they’ve been with us for a year.
We’re trusted by thousands of contractors across the UK
Our awards and accreditations
Get a share of our profits
As an employee of our umbrella company, you are eligible for employee ownership bonuses after you’ve been with us for a year. There’s no catch or added charges, and bonuses are totally Income Tax-free.
Our employees have made Sapphire what it is today, so consider the bonus as a ‘thank you’ for investing in us and fuelling our future growth.
Our social responsibility
We’re always looking to improve our business for our people, the environment and the communities on our doorstep.
From climbing mountains to amateur boxing challenges, we’re always on the lookout for creative ways to fundraise for the causes close to our hearts.
Frequently Asked Questions
Sapphire understands the requirements both from the agency and the contractor, we will work on a solution that not only meets the compliance requirements but also the best system for the contractor.
There are tell-tale signs when it comes to spotting a non-compliant umbrella company. Usually, if something looks too good to be true with an umbrella company, it is. What’s more, you can actually face serious charges if you deal with a non-compliant umbrella company, so being able to spot them is crucial. Here are some signs that an umbrella company is non-compliant:
- Any company that ‘guarantees’ you will take home a fixed % of your gross assignment rate.
- Payments where only a fraction of your salary comes through payroll, and any payments listed as loans or other payments which are not subject to tax or NIC.
- Any payments to your bank account which are not listed on your payslip.
- Your payment does not come directly from the umbrella company and instead is routed through other companies first.
- Some of these might be offshore.
It really is as simple as 1,2,3. Find a friend, pop their details on the form and submit it – and we will do the rest. Once your friend has met the qualifying criteria, your reward will be on its way.
If you’re registered under the Construction Industry Scheme, or would like to know if you should be, please get in touch. The Sapphire team are experienced and fully compliant, providing support for thousands of clients using the Construction Industry Scheme.
You can be safe in the knowledge that we will ensure the correct CIS deductions are calculated and paid to HMRC each month so there won’t be any surprising tax bills. We will also process your expenses for any job materials and provide you with a statement of earnings.
We understand that tax returns can be a complicated and time-consuming process, so let us complete your self assessment tax return accurately and on time.
Our experienced team of specialist contractor accountants ensure you receive advice to maximise your earnings and that your tax return is filed on time, so you only pay the correct amount of tax before the submission deadline. In fact, many of our self-employed workers receive a tax rebate at the end of this process.
Contributing to a pension through your UK limited company can be a great decision. If your pension contributions are paid from the company’s income, this reduces the company’s taxable profits which in turn reduces the corporate tax burden.
